Five skills you need to achieve your financial goals.

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As we step into 2021, we are better understanding that our financial goals mean more than just freedom…it means security. Meeting our goals can give us the peace of mind we are looking for in trying times.

In a revealing survey conducted by OnePoll on behalf of WSFS Bank, 40% of Americans under the age of 40 aren’t optimistic they’ll succeed in their financial goals with 43% adding they frequently have trouble paying everyday living expenses while 19% claimed it happens to them “constantly.”

I recently had the opportunity to speak with business coach Derek Moneyberg, (yes, that’s his name) and the self-made mogul shared a few simple pointers on improving financial health and taking control of our lives…

1​. Mental clarity

“When building your financial future, you have to reevaluate your mindset,” explains Derek, “and your thoughts about money, success, wealth and hard work.”

Moneyberg innately understands that we are bombarded every day with biases that promote a toxic mindset locking us into a mediocre existence. Eliminating those misconceptions propels us forward with an attitude set on abundance rather than scarcity. 

Related: Your Leadership Playbook for 2021

2​. Mental stamina

Successful people have a tenacity that most of us aren’t born with,” notes Derek. “To set and meet financial goals, you have to adapt to processes and thought patterns that will push you, and this is a lot easier said than done.”

Moneyberg maintains that mental strength is a significant catalyst for pushing one out of complacency when it comes to finances. 

3​. Communication & negotiation

“For most people taking a step towards promotions and pay raises is a major part of attaining their financial goals and without the right negotiation techniques, you might as well consider it impossible,” adds Derek. “What I mean by that is we have to communicate to win, we have to learn how to be convincing then go after and get what we want.”

Related: 5 Ways to Be More Strategic and Successful in 2021

4​. Do not hesitate to sell

“​If you want to be wealthy, if you want to reap the benefits of financial success, you have to have the guts to sell,” states Derek. “Build a brand that customers love, market yourself and prove that you are a leader that others can trust. A leader that others want to follow.”

Moneyberg knows that if you offer something of value and put yourself out there, you scale yourself to meet your goals.

Related: Leaders Can Achieve ‘Personal Mastery’ With These Simple Steps

5​. Creativity

The common trait among the world’s most elite individuals and Fortune 500 companies is the ability to be constantly creative within an erratic market.

“Not only do you need to be able to stand out,” summarizes Derek, “but you also need to be able to think outside the box.”